At Genesis we are here to help you no matter your age, income level, or net worth. All levels below receive the same high level of service and expertise.
Level 1:
You might fit in this category if:
- You have 5 – 10 years or less in the workforce, Just got married or starting a family
- You need cash flow management, budgeting strategies, or not sure where to save
- You are wondering if you should rent or buy
- You are balancing paying off debt with retirement savings and future purchases
- You want to start tax planning
- You want to understand the investment opportunities available to you
- You are seeking objective advice about basic insurance coverage and estate design
- You want to build a framework for making financial decisions.
Or:
- You are interested in exploring the timing of retirement or financial independence;
- You have a business or a church.
- You want to be more proactive in your tax planning;
- You have savings in 401(k) and/or IRA accounts;
- You might be considering education planning for young children;
Level 2:
You might fit in this category if:
- You have the characteristics of level 1 to a more complex degree;
- You are established in your career, approaching retirement or in retirement
- You seek advice on pre-retirement decisions or post-retirement decisions
- You may have existing insurance policies and/or estate documents;
- You may have received an inheritance or other windfall;
- You have accumulated a moderate level of investments including real estate.
Or:
- You have multiple sources of compensation;
- Stock options or restricted stocks make up an appreciable percentage of your net worth;
- You have participated in deferred compensations for several years and have multiple elections;
- You are the primary owner of a business that has multiple employees.
Level 3:
You might fit in this category if:
- You have a highly complex overall financial situation, or have one particularly complex service area;
- You have characteristics of level 2 but to a more complex degree;
- You have multiple levels of income or are a business owner;
- You have sophisticated investments;
- You own complicated insurance policies.
- You have a large estate